Please read the following terms of use carefully (hereinafter “Terms of Use”) of S-INTERIO LIMITED, company whose registered office is located at 300 Supertest Road, Unit 1, North York, Ontario, M3J2M2, Canada (hereinafter “S-INTERIO “ or the “Company”).
S-INTERIO operates a website on www.s-interio.com (hereinafter the “Website”). By deciding to use the Website, the user, that is to say the end user or the organization you represent or you work for, subject to restrictions (hereinafter the “User” or the “Users”)
accepts without delay all the Terms of Use indicated below that govern the content and the
running of the Website, including the “Privacy Policy” of S-INTERIO.

The terms “you” and “yours” are associated with the person who is using the Website (the
User) and the terms “us” and “our” are associated with S-INTERIO. These Terms of Use have the effect of legally binding the User and S-INTERIO (hereinafter the “Parties”). The Parties are entitled to invoke this convention and to take all appropriate and necessary measures to enforce it. The User accepts and recognizes that S-INTERIO has the right to modify, change or update the Terms of Use. The Company will notify the Users thirty (30) days prior to the coming into effect of the modification of the Terms of Use of the Website by email at the email address provided by the User. If the User refuses these changes and wishes to no longer use the Website, he will have no later than thirty (30) days following the entry into force of the amendments to send a notice to S-INTERIO.

The use of the Website by the User after such a modification means that the User consents to respect the Terms of Use as modified and to be legally bound by them. The Company will inform the Users of any changes to these Terms of Use thirty (30) days in advance.
ACCESS AND USE OF THE WEBSITE
The Website is available on computer, tablet, smartphone. If you operate the Website, it means that you have read, understood and accepted the Terms of Use.

THE SERVICE
The Website is accessible at all times. The Website may be temporarily unavailable in case of updates or technical problems. S-INTERIO is not responsible for any interruption of service or updating and will try to make the updates when the affluence of visits on the Website is at its lowest.

S-INTERIO does not guarantee that the Website, or any portion thereof, will function on any particular hardware or devices. In addition, the Website may be subject to malfunctions and delays inherent in the use of the Internet and electronic communications.

S-INTERIO reserves the right to add, delete and modify all content, or parts of it, on the website, except for the specific content of the User. S-INTERIO cannot be held responsible for mistakes, typographical errors or bugs. Each User created in the system owns the content on his account. S-INTERIO does not delete anything unless a User requests it. The User agrees, non-restrictively, to not:

a) Use the Website in a way that could harm, put out of service, surcharge or jeopardizes the Website;
b) Disrupt the security or otherwise abuse of the Website or any Service, system’s resources, server or network linked to the Website or to websites affiliated, linked to or accessible from the Website;
c) Disturb or disrupt the use or the enjoyment by other Users of the Website or websites affiliated or linked to the Website;
d) Download, display or otherwise provide on the Website a virus or any other file or computer program that is harmful, disrupting or destructive;
e) Use a robot, spider or any other automatic device or manual method to control or copy pages or content of the Website;
f) Use the Website to send e-mail chains, «junk mail» or any other type of unsolicited mass e-mail;
g) Attempt to obtain unauthorized access to the Website or to certain parts of the website with limited access. Moreover, the User recognizes that he is the sole person responsible for any action, communication engaged or sent to him or from him. He agrees
to respect the legislation applicable to its use of and its activities on the Website;
h) Use cheat codes (if applicable); and/or
i) Use bots.
The Website
The Website enables the User to view the services provided by the Company and get in contact with it.

Regulatory information
The Website is provided by S-INTERIO. S-INTERIO LIMITED is a private company,
incorporated in Canada and an entity registrated with Fintrac (MSB registration number
TBD).

Eligibility
To use the Company’s Website you must:
i. not be in breach of any of these Terms of Use;
ii. not be a holder of an operational Website or a blocked/suspended Website with
the Company;
iii. not be a holder of an Website that was previously closed by the Company; and
iv. not be a resident of any country to which the Company does not provide the Website.

Using the Website

* Website’s Functionality
The User may use his Website only for personal purposes. The Website cannot be used for business related activities unless specifically authorized by the Company. The User
may request the business use authorization by sending a message to our User support
Service.

The Company may at any time suspend, restrict or cancel the Website’s functionality
and terminate these Terms of Use, or refuse to reactivate the User’s account if:
i. we are concerned about the security of the Users;
ii. we suspect the Website is being used in an unauthorized or fraudulent Manner; or
iii. we need to do so to comply with the law.

We will tell the User as soon as we can before we do this if possible or otherwise immediately afterwards, giving our reasons, unless letting him know would compromise reasonable security measures or be otherwise unlawful. We will reactivate the website or replace it with a new one without undue delay after the reasons we suspended, restricted or cancelled its use ceased to exist. We may also cancel these Terms of Use immediately if we believe it is deliberately being used by the User to commit fraud or for other illegal purposes. If we do this, we will tell the User as soon as we are permitted to do so.

PRIVACY
In applying for the Website and using it, the User agrees that we can use his personal information in accordance with our Privacy Policy. Our Privacy Policy is on our Website and includes details of the personal information that we collect, how it will be used, and who
we share it with.
By using the Website, the User also consents to the use of his personal information as required to execute the payment in accordance with regulatory requirements. Depending on where the User uses his bank card, this may include a processing of his information
outside of Canada.

LIABILITY
Any liability on our part in connection with these Terms of Use shall be subject to the exclusions and limitations set out in this section.
Unless otherwise required by law or as set out in these Terms of Use, the Company will not be liable to the User in respect of any losses he or any third party may suffer in connection with the Website as a result of our actions or inactions which were not a foreseeable direct consequence of our actions or inactions, so we shall not be liable for indirect consequences.

From time to time, the User’s ability to use this Website may be interrupted, e.g. when we carry out maintenance..

COMPLAINTS
If you are unhappy in any way with the Website or the way it is managed or have any other complaints in connection with it, please tell the Company first by contacting us so that we can investigate the circumstances for you. We will endeavor to deal with your complaint quickly and fairly and will notify you of the outcome of our investigation. If you would like a copy of our internal complaint handling procedures, then please request a copy from us.

INTELLECTUAL PROPERTY
All intellectual property rights (trademarks, copyrights, etc.) (hereinafter the “Intellectual Property” related to the Website are the exclusive property of S-INTERIO. The User may not copy or use the material, structure, menu, appearance or characters that appear on the Website without the express consent of S-INTERIO.
Certain names, words, titles, expressions, logos, icons, graphs, drawings, domain names or other content displayed on the Website may, among other things, be trademarks or commercial designations, whether registered or unregistered (hereinafter the “Trademarks”). These trademarks are protected by Canada and foreign laws applicable to trademarks and are, as the case may be, the exclusive property of S-INTERIO.
Without limiting their coverage, the Intellectual Property elements belonging to S-INTERIO include, non-exhaustively, the following elements:

– All logos, drawings, graphs, marks (registered or not), symbols, texts, expressions, words
as well as the general content on the Website;
– All softwares, APIs and materials made available by the Website;
– All databases made available by the Website and
– All the content offered by the Website for free download;

Any information provided on the Website belongs to S-INTERIO and is protected by the applicable laws. Except when provided otherwise, the information cannot be copied, displayed, distributed, downloaded, used with a license, modified, published, reproduced, reused, sold, transmitted or used for derivative works means, public or commercial, without S-INTERIO ’s express and written authorization. The information is protected under Canada’s copyright and trademark legislation as well as under the copyright and trademark legislation of the countries hosting the Website.
The User can use the information on the Website for a commercial use, provided that he indicates on the copies the mentions regarding copyrights as well as the notices and attributions of the respective trademarks. The Terms of Use allow the User to have restricted authorization regarding its consultation, the display on his computer, the download and printing of text or pictures presented on the Website. This authorization is strictly for commercial, personal and educational uses, provided that the Website’s content is not modified. This authorization belongs only to the User and cannot be attributed or transferred to anyone else neither can it be subject to a sublicense. The pictures and the text contained on the Website that are downloaded, copied, saved or printed are still subject to the Terms of Use. The User himself needs to assure itself that all the notices regarding copyrights and trademarks are still on them. The Website’s content can be modified at all times without warning. For further information regarding the authorization to use, reproduce or publish again any information displayed on the Website, please contact us at the following e-mail address: admin@s-interio.com

Nothing contained herein shall be interpreted as conferring any license or any kind of right to the User under copyright or trademarks laws. Unauthorized download, broadcast, copy or modification of Intellectual Property or data contained in the Website can breach laws regarding trademarks or copyrights. Such breach can expose the User to a lawsuit.

EXTERNAL LINKS
It is possible that by using a link, the User exits the Website to access external content (hereinafter the “External Links’). In addition to its own content, S-INTERIO provides on its Website links to other websites only for user-friendly and informative purposes. The Company has no control over the content of those websites and is not responsible for their accuracy, precision, comprehensiveness, authenticity, actuality or adequacy. S-INTERIO is also not responsible for any direct or indirect damage or consequence regarding content in these External Links. S-INTERIO has no influence on the content to which the External Links refer to and is not responsible for it. S-INTERIO does not require the transmission of information, does not select nor modify the information transmitted and does not select the recipients of the information transmitted. Furthermore, under links’ creation and consultation method in effect, S-INTERIO does not subject the External Links to any intermediary short-term automatic safeguard. Consequently, the owners of the websites accessible from the External Links remain responsible for their content.

Furthermore, S-INTERIO does not guarantee the absence of copyright, trademark or any other rights violations by those websites or their content. S-INTERIO does not guarantee the absence of virus or any other harmful composites on those websites or on their content. S-INTERIO also does not guarantee the accuracy of documents available on the Internet.

DISCLAIMER, EXCLUSION OF WARRANTY AND INDEMNITY
The Company does not guarantee the accuracy, completeness, quality, suitability or content of the information on its Website. This information is provided “as is” without warranty or condition of any kind, unless otherwise stated in jurisdictions that do not allow the exclusion of implied warranties.
The Company is not responsible for the content posted on the Website by the User and for any damage that may result. Each User is responsible for the content it exchanges on the website and may not use the Website for purposes contrary to the laws applicable in
Canada.

Except where the Consumer Protection Act is applicable, the Company shall not be liable for any direct, indirect, special, incidental or consequential damages, or any other damages whatsoever, including loss of income, profits or anticipated economic benefits from the use or inability to use the Website, the information, documents and software contained therein, with their content, even if we have been warned of the possibility of such damages or even if such damages may be reasonably foreseen.
As a User, you will indemnify the Company, and, as the case may be, its directors and officers, shareholders, partners, employees, agents and other stakeholders of S-INTERIO, and release them from all liability for any and all claims, liabilities, losses and fees (including legal fees) attributable to the use of the Website and/or the violation of these Terms of Use, whether this infringement is on your behalf or any other third-party user of your account.

You may not use or export the information nor any copy or adaptation of the information in contravention of applicable laws or regulations.

APPLICABLE LAWS AND JURISDICTION
The Website and its content are managed by S-INTERIO from their offices located in the Province of Ontario in Canada. The Website, its content, the Terms of Use and your use of the Website are regulated by the applicable legislation of Canada, without giving effect to any principle regarding conflicts of laws.

The User accepts that any litigation regarding the Website will be resolved by an arbitration rather than in court. The arbitral court will be chosen by S-INTERIO.

In addition, any court decision saying that any provision of these Terms of Use is void or unenforceable has no effect on the other clauses.

AMENDMENTS TO THESE TERMS
S-INTERIO occasionally updates these Terms of Use. The User accepts and recognizes that S-INTERIO has the right to modify, change or update the Terms of Use. The Company will notify the Users thirty (30) days prior to the coming into effect of the modification of the Terms of Use of the Website by email at the email address provided by the User. If the User refuses these changes and wishes to no longer use the Website, he will have no later than thirty (30) days following the entry into force of the amendments to send a notice to S-INTERIO.

The use of the Website by the User after such a modification means that the User consents to respect the Terms of Use as modified and to be legally bound by them. The Company will inform the Users of any changes to these Terms of Use thirty (30) days in advance.
S-INTERIO will treat the notice from the User as notification that he wishes to terminate this
agreement. In such circumstances, S-INTERIO will close the User’s account as soon as practicable.
If the User changes his mind within thirty (30) days after the deletion of his Website, S-INTERIO will restore the User’s information.

ASSIGNMENT
These Terms of Use are personal to you and you may not assign or otherwise transfer your
rights and obligations under them. We may assign or transfer the benefit and burden of these Terms of Use to another entity at any time, on giving you a two (2) months’ prior notice of this. If we do this, your rights will not be affected.
SPANISH AND ENGLISH LANGUAGE
This Agreement is concluded in English. All communications with you will be in English.

If a problem of definition or interpretation arises between the English and Spanish versions of this policy, the English version shall prevail.

CONTACT PERSON
S-INTERIO LIMITED is a private company, incorporated in Canada and an entity registered with Fintrac (MSB registration number TBD) .
If you have any questions about these Terms of Use, or any of your dealings with S-INTERIO, you should contact us either in writing or by telephone.
If you want a copy of these Terms of Use or any of the other legal documents that relate to the Website you should send an email with your request to admin@s-interio.com. We will deal with your enquiry promptly.

Last update done 15-03-2025.

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